Apply for a Lowe's Card online!

Prices, promotions, styles, and availability may vary. Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.



Apply for a Lowe�s Advantage Card

Lowe's Credit is issued by Synchrony Bank ("SYNCB"). The Privacy Policy governs the use of Lowe's Credit. This privacy policy may be different from the Privacy Policy of Lowe's.

Choose Your Card Design

You will receive a response within 30 seconds.


Standard Blue	Team #48

[ServletException in:/jsp/application/Internet/AboutYou_Lowes.jsp] null'

Statement Delivery

Please select a delivery method for your billing statement. For 'Electronic Statements', you will receive a monthly email notifying you when you can view your billing statement online. You can review your new electronic statement by logging in to the service site and clicking on the "View Statement" link. For 'Paper Statement' delivery, no email notification will be provided.

*Deliver Statements

[ServletException in:/jsp/application/Internet/Verification_lowes.jsp] null'

Optional Card Security - Up to $10,000 in protection on your Credit Card

Give yourself peace of mind.

With the optional Card Security program, your account balance up to $10,000 may be cancelled.

What it does:
Cancels your minimum monthly payment - or entire balance up to $10,000 - if certain events occur.

What qualifies as an event:

unemployment	leave of absence	disability
hospitalization	nursing home stay	loss of life

What it costs:
$1.66 per $100 of the ending monthly balance on your account. For example, if your balance was $500, the cost
would be $8.30 that month. See Card Security Debt Cancellation Program Agreement for complete details.

What it provides: Peace of mind.

If I choose to purchase Card Security, I understand there are eligibility requirements, conditions, and exclusions that could limit my right to receive benefits including:

All events must begin after I enroll in the program

I am eligible for benefits due to job loss or leave of absence only if those events occur after I have been enrolled for 30 days

Full-time job - I must have a full-time, year-round job to qualify for balance cancellation in the event of a job loss or leave of absence

Part-time/Seasonal/Self-Employed - I am eligible for the cancellation of up to six minimum monthly payments

Carefully read the agreement for a full explanation of the terms.

Read all of our Frequently Asked Questions here.

I also understand that if I purchase Card Security:

SYNCB will bill my credit card account immediately a monthly fee of $1.66 per $100 of the ending monthly balance on my account statement
This fee will appear on my statement every month and will be charged even if I pay the statement balance in full
I understand that Card Security is optional, and whether or not I purchase the product will not affect my application for credit or my credit terms
I may cancel at any time
Residents of MS are not eligible

Click here to print the Card Security Debt Cancellation Program Agreement

Yes, I want to purchase the optional Card Security program and this qualifies as my signature. I have read and agree to the terms of the agreement.

Important Information

Please see below for Credit Terms and Consent to Electronic Communications. . You may Print or Download
these disclosures here.

Applicant Signature

By applying for this account, I am asking Synchrony Bank ("SYNCB") to issue me a Lowe�s Advantage Credit Card (the "Card" ), and I agree that:

I am providing the information in this application to SYNCB and to Lowe's Companies, Inc. SYNCB may provide information about me (even if my application is declined) to Lowe's Companies, Inc. (and its affiliates) so that they can create and update their records, and provide me with service and special offers.
SYNCB may obtain information from others about me (including requesting reports from consumer reporting agencies
and other sources) to evaluate my application, and to review, maintain or collect my account.
I consent to SYNCB and any other owner or servicer of my account contacting me about my account, including using any contact information or cell phone numbers I provide, and I consent to the use of any automatic telephone dialing system and/or an artificial or prerecorded voice when�contacting me, even if I am charged for the call under my phone plan.
I have read and agree to the credit terms and other disclosures in this application, and I understand that if my application
is approved, the Lowe�s Advantage Credit Card agreement ("Agreement") will be sent to me and will govern my account. Among other things, the Agreement: (1) includes a resolving a dispute with arbitration provision that limits my rights unless I reject the provision by following the provision's instructions; and (2) makes each applicant responsible for paying the entire amount of the credit extended.

I agree that I have read and agree to the above provisions, the Credit Terms and the Consent to Electronic Communications confirming my acceptance to receive communications electronically set forth above. Selecting 'Accept & Submit' constitutes my electronic signature.